Swipe Left & Right
To Compare Providers
|
|---|
| Underwriter |
| Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. |
| Deductible Range Options Available |
| $100, $250, $500 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $5,000, $10,000, $15,000, $20,000, Unlimited |
| Accident Waiting Period |
| 14 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 days |
| Other Special Waiting Period(s) |
| Pre-Existing conditions may be covered if they are 180 days cured and treatment free, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered. |
| General Coverage Exclusions |
| Yes |
| Wellness Coverage Offered |
| Yes by optional endorsement at an additional cost |
| Examination Fees Covered |
| Yes for accidents & illnesses |
| Other Specified Exclusions |
| Bilateral Knee exclusion if either knee or both had a problem prior to the first policy period |
|
|---|
| Underwriter |
| Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company, a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details. |
| Deductible Range Options Available |
| $50-$1,000 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $5,000 or Unlimited |
| Accident Waiting Period |
| Most States: 3 Days Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, & Washington: 0 Days |
| Illness Waiting Period |
| All States: 14 Days |
| Knee - Cruciate Damage/Tear Waiting Period |
| Most States: 6 Months Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, Washington, & North Dakota: 30 Days |
| Other Special Waiting Period(s) |
| No |
| General Coverage Exclusions |
| Yes |
| Wellness Coverage Offered |
| Yes with endorsement |
| Examination Fees Covered |
| Yes, included with accident only and BestBenefit Elite and Plus options |
| Other Specified Exclusions |
| Bilateral / Approved Formulary |
|
|---|
| Underwriter |
| Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. |
| Deductible Range Options Available |
| $100, $250, $500 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $5,000, $10,000, $15,000, $20,000, Unlimited |
| Accident Waiting Period |
| 14 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 days |
| Other Special Waiting Period(s) |
| Pre-Existing conditions may be covered if they are 180 days cured and treatment free, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered. |
| General Coverage Exclusions |
| Yes |
| Wellness Coverage Offered |
| Yes by optional endorsement at an additional cost |
| Examination Fees Covered |
| Yes |
| Other Specified Exclusions |
| Bilateral Knee exclusion if either knee or both had a problem prior to the first policy period |
|
|---|
| Underwriter |
| Policies are underwritten and issued by ACE American Insurance Company, Indemnity Insurance Company of North America, ACE Property & Casualty Insurance Company, Atlantic Employers Insurance Company, Westchester Fire Insurance Company, members of the Chubb Group. |
| Deductible Range Options Available |
| $100, $250, $500, $750, $1,000 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 50%, 60%, 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| No |
| Annual Limits Options Available |
| No Limit |
| Accident Waiting Period |
| 15 days |
| Illness Waiting Period |
| 15 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 15 days |
| Other Special Waiting Period(s) |
| 12 months for hip dysplasia |
| General Coverage Exclusions |
| Yes |
| Wellness Coverage Offered |
| No |
| Examination Fees Covered |
| No |
| Other Specified Exclusions |
| Bilateral Cruciate Exclusion / Hip Dysplasia pets over 6 years at enrollment |
|
|---|
| Underwriter |
| A (Excellent) |
| Deductible Range Options Available |
| $50, $100, $200, $250, $500, $750, $1000, $1500 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 60%, 70%, 80%, 90%, 100% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| No |
| Annual Limits Options Available |
| $10,000, $14,000, No Limit |
| Accident Waiting Period |
| 5 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 6 months |
| Other Special Waiting Period(s) |
| No |
| General Coverage Exclusions |
| Link to come |
| Wellness Coverage Offered |
| Yes |
| Examination Fees Covered |
| Yes with endorsement - The additional charge is determined by age/breed/location and plan/reimbursement/deductible chosen |
| Other Specified Exclusions |
| Bilateral - Cruciates * / IVDD - List to come |
|
|---|
| Underwriter |
| Pet insurance products are underwritten by Northbridge General Insurance Corporation and are distributed by PTZ Insurance Services Ltd. & Sodaco Juridique Inc. in Quebec. |
| Deductible Range Options Available |
| 0-5 Years $100, $200, $300 / 5-10 Years $300, $400, $500 / 10+ Years $500, $600, $700 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $7,500 & $15,000 |
| Accident Waiting Period |
| 48 hours |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 days |
| Other Special Waiting Period(s) |
| Additional Benefits 48 hours |
| General Coverage Exclusions |
| Routine care; wellness care; pre-existing conditions |
| Wellness Coverage Offered |
| Yes (with Flex Care) |
| Examination Fees Covered |
| Yes |
| Other Specified Exclusions |
| Bilateral conditions |
|
|---|
| Underwriter |
| Pet insurance products are produced and administered by Prudent Pet Insurance Agency, LLC (NPN #18778951). Plans are underwritten by Markel Insurance Company and Markel American Insurance Company. |
| Deductible Range Options Available |
| $100, $250, $500 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $10,000 – Unlimited |
| Accident Waiting Period |
| 5 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 days |
| Other Special Waiting Period(s) |
| Pre-Existing conditions may be covered if they are 18-days cured and treatment free, with the exception of knee and ligament conditions. If a knee of ligament condition occurs before the coverage effective date or during a waiting period, any future ones won't be covered. |
| General Coverage Exclusions |
| Yes |
| Wellness Coverage Offered |
| Yes, by optional endorsement at an additional cost |
| Examination Fees Covered |
| Yes for accidents and illnesses |
| Other Specified Exclusions |
| Bilateral Knee exclusion if either knee or both had a problem prior to the first policy period |
|
|---|
| Underwriter |
| Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. |
| Deductible Range Options Available |
| $100, $250, $500, $750, $1000 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Yes |
| Annual Limits Options Available |
| $2,500, $4,000, $5,000, $2,500, $4,000, $7,000, $10,000, $15,000, $20,000, Unlimited |
| Accident Waiting Period |
| 14 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 Days |
| Other Special Waiting Period(s) |
| Pre-Existing conditions may be covered if they are 180 days cured and treatment free, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered. |
| General Coverage Exclusions |
| See Policy |
| Wellness Coverage Offered |
| Yes by optional endorsement at an additional cost |
| Examination Fees Covered |
| Yes for accidents and illnesses |
| Other Specified Exclusions |
| Bilateral Knee exclusion if either knee or both had a problem prior to the first policy period |
|
|---|
| Underwriter |
| United States Fire Insurance Company, a Crum & Forster Company |
| Deductible Range Options Available |
| $100, $250, $500 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| Accident & Illness |
| Annual Limits Options Available |
| $5,000, $7,000, $15,000 for cats and $5,000, $15,000, $20,000 for dogs |
| Accident Waiting Period |
| 14 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 14 days |
| Other Special Waiting Period(s) |
| None |
| General Coverage Exclusions |
| Pre-existing conditions, but they can be covered if they are considered curable (e.g., UTI, ear infection) but have been cured and free of symptoms and treatment for 180 days (with the exception of knee and hind leg ligament conditions). |
| Wellness Coverage Offered |
| Pumpkin Preventive Essentials - optional add-on preventive care offering (covers an annual wellness exam, vaccines, and lab tests to detect parasites) |
| Examination Fees Covered |
| Sick exam fee, yes |
| Other Specified Exclusions |
| See sample policy for full list |
|
|---|
| Underwriter |
| Cimarron Insurance Company, 7301 Carmel Executive Park Dr #102 Charlotte |
| Deductible Range Options Available |
| $100, $200, $500, $700, $1000 |
| Annual or Per Incident Deductibles |
| Annual |
| Co-Insurance Range Options Available |
| 70%, 80%, 90% |
| Coverage - Accident & Illness |
| Yes |
| Coverage - Accident Only |
| No |
| Annual Limits Options Available |
| $5k, $8k, $10K, $15k, $20k, $30k |
| Accident Waiting Period |
| 0 days |
| Illness Waiting Period |
| 14 days |
| Knee - Cruciate Damage/Tear Waiting Period |
| 6 Months |
| Other Special Waiting Period(s) |
| None |
| General Coverage Exclusions |
| Pre-existing conditions, cosmetic surgery, supplements, spaying or neutering, experimental procedures, breeding/pregnancy/giving birth |
| Wellness Coverage Offered |
| Yes, routine wellness or preventative care, routine dental care |
| Examination Fees Covered |
| Yes |
| Other Specified Exclusions |
| N/A |
